Direct Sales – 4 Tips For Part-Timers to Expect From A Home Based Business

Direct Sales is the perfect home based business model for the part-timer. Selling clothing, housewares,beauty products, nutritional products, and other goods through in-home parties,one-on-one consultations, and online can be big business done on a part time basis. Last year, the 16.1 million direct sales representatives working in the United States generated $28.3 billion in revenue, according to the Direct Selling Association (DSA). With 90% of direct sellers working their home based business part-time. No wonder this is a very lucrative home business model for the moonlighter.

So what can a newbie expect when looking for home business opportunities?

Be Realistic about Sales

Typically direct sales companies pay representatives commission on their own sales and on the sales of any reps they recruit (as well as the sales of their recruits’ recruits) — hence the nickname “multilevel marketing,” or “MLM.” As a result, a common complaint is that representatives, in their zeal to sign up new recruits, skew toward the hyperbolic, promising five- and six-figure revenues that multiply exponentially while you sleep. But that’s usually not the reality.

Set Your Own Hours

To be fair, many people don’t enter the direct sales market looking for a full-time job. Instead, most are moonlighters who are looking for supplemental income and usually work their home business about 10-20 hours per week. This kind of flexibility allows more time with kids and family unlike getting a part-time job. Unlike a job where you go to work and always make the same amount of money, as a direct seller you can you create residual income and leverage the efforts of your sales team to work smarter, not harder.

Researching Direct Sales Opportunities

Make sure to research companies before investing any money. A few online resources can help you learn more about MLMs and help you stay clear of any scams. A few to get you started are the Direct Selling Association, Direct Selling 411, and World Federation of Direct Selling Associations. All these resources are great sources for U.S. direct selling practices and ethics,helpful FAQs, glossary,and reputable associations and accreditations for legitimate home based business opportunities.

Weed Out the Scams

Be careful not all direct sales companies are honest. Pyramid schemes and other bogus opportunities are common. Watch out for opportunities that are exclusively dependent on recruiting people instead of selling products. Another warning sign is recruiters who are unwilling to share details of the compensation plan. Likewise, your initial investment should immediately yield something tangible, be it product samples or training and marketing materials. Getting started shouldn’t cost you thousands of dollars. Make sure the direct sales company has a buy-back policy, meaning that it should refund you for any unused or undamaged inventory you’ve purchased if you decide to quit.

Perhaps the biggest misconception is that you can get rich in a matter of weeks or months without lifting a finger or selling anything in your home based business. Nothing could be further from the truth. Like any honest business, you have to work hard for each and every dollar you make.

Small Business Financing Options

4 types of viable small business financing Many small businesses face the prospect of going under if they are not able to secure good financing. The need for quick cash injections to keep a small business running can continue even after the first few loans are acquired. However, with each loan taken it becomes increasingly difficult to get a new loan approved. Also, the number of banks and financial intuitions who are willing to lend money to small businesses are rapidly shrinking.A regular small business loan from the bank Before you go anywhere else the first place you should go to is your bank. Banks offer some of the best small business loans which can be used as startup capital or to further expand your business. However, your proposal needs to appeal to the bank in a way that helps them feel that giving you a loan is a worthwhile investment. If you’re just starting out your business plan should go into detail about your business and your experience. This will help the bank understand your industry and how effective you can be. Banks will also require the following details from you:• Cash flow projections which tells them how they will get paid back and when. These should be honest figures.
• Make sure to add personal financial statements.
• If possible add past business tax returns. This will show how exactly your business has been doing.
• You need to have good credit rating to be trusted. Even though this is a small business loan but you are getting the money. Make sure to add your credit report to the file you send as part of your loan request.Try finding micro-loans If you are not able to acquire a regular small business loan you may try to get a micro-loan. Micro-loans allow you to borrow up to $35,000 and they are easier to get. Micro-loans work great as small term capital and for equipment purchases. Because micro-loans may require collateral the best use for it is equipment purchases since then the equipment can be put up as collateral.Short term supplier credit This type of loan clearly does not work for every business. So, if you’re not a retailer or a manufacturer then you’ll have little use for it. You’ll usually need to pay back this type of loan within 30 to 60 days. However, you should be aware of the fact that the interest rate on short term supplier credit is very high.Instant small business loans Also known as quick cash loans and quick cash advance loans these work great for businesses that are not able to find a loan anywhere else. It is also great for businesses that do not have the required assurances to secure a regular small business loan. These types of lenders will usually process your request within a few days and deposit the amount into your account. In most cases you can apply for the loan directly from the lender’s website. However, because the lender is taking a higher risk of lending you money without due diligence the interest rate is slightly higher than what banks offer.

How to Succeed in Your Home Based Business Opportunity

During my time online, I have come across lots of people looking for the ideal home based business opportunity to work in. There are certainly lots of things you could do to make this work for you, but you should understand that what works for one person may not work for another.For instance an internet home business could be built out of several different income streams. And I think this is by far the best way to go. Why rely on a single stream of income when you could be earning from lots of different ones?One important thing to remember is that it takes time to succeed, no matter what kind of home business you want to set up. A lot of people are impatient and I think this is the biggest reason why so many of them fail. Yes, there are people who succeed in creating their own work at home business in just a few days or weeks. But for the most part it takes longer than this to set up something you can look forward to earning real money from.If there was one really important thing I could recommend to anyone who wants a successful home based business opportunity, it would be this – do something you love. This gives you the determination to persevere and make it work.For instance, let’s say you know someone who is making a mint at blogging. They create lots of different sites they update now and again and populate with AdSense ads. This is all very well and it would be tempting for you to join in, wouldn’t it? But if you hate blogging it will never really work for you, because you’ll look on it as a chore to keep all those blogs updated. If you even get that far, that is.I know how tempting it is to want to dive straight in to the first opportunity you come across. But you don’t just have to ask yourself whether it’s legit or not – you also have to ask yourself if it is right for you.I really do think that passion has a lot to do with who is successful with their home business and who isn’t. If you have the passion for what you want to do, it will carry you over all kinds of different obstacles. Working from home can be a drive for some people in itself, but I know that being able to work at doing what I love is a big reason for my own success online. Could it work for you too?The point I’m making here is not to rush into anything too quickly when you want to build your own business from home. This is going to set you up for failure, just as it did me when I first tried to start along these lines. By spending more time figuring out what I was good at and interested in, I ended up picking the right home based business opportunity for me.


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